Financial Services

Qualified Retirement Plans

Financial Planning/Wealth Management

Insurance Services

Other Services

Insurance Services For Individuals and Families
With so many options and varieties of insurance on the market, some clients have difficulty understanding what type of insurance to buy and the amount of benefit they require. More alarming is that some have the impression that their workplace coverage is ample enough to help their family in their time of need.

Educating oneself on the matter of insurance is a start, but you really need an advisor you can trust to guide you through the process. The Advisor Group professionals can independently and objectively provide insurance that is practical and affordable, dependent upon your family’s needs. For now, know this: if you have a spouse, kids or aging parents who depend on you, life insurance is a must to help them maintain their lifestyle after you’re gone.

We all know that life insurance is designed to replace lost income and take care of your family if you were not around. But, do you really understand the different types of insurance available and the nuances of each? For a brief explanation of our offerings see below, but if your need is immediate and you'd like to talk with one our of advisors personally, we're only a phone call or an e-mail away.

Insuring Your Business For Future Prosperity
While these aren’t typical insurance products, business owners should take these practices into account when planning for the long term success of their company.

Executive Benefits
Hiring and retaining executive talent in today’s marketplace requires a certain level of skill and proficiency. Many employers and human resource professionals need assistance in these endeavors. It’s not just about the level of executive pay anymore, it’s about added value benefit packages that help current or prospective executives accumulate and preserve wealth. The Advisor Group offers executive program development and implementation expertise that your executives will value as important elements of their overall compensation package.

Business Succession Planning
Assure continuity in your closely held or family business by having a business succession plan in place to help you deal with the untimely disability or death of an owner, partner or key employee. It can make the difference between a business that can survive and thrive, versus being left with insufficient operating capital, finding yourself with new unintended partners, or worse, having to use your personal assets to keep the business running.

A succession plan is also a requirement for the principal who needs to seamlessly transition into retirement and not have his or her assets tied to the long term success of the business.

The business planning practitioners at the Advisor Group can help bring order to such situations through the development of comprehensive succession strategies and properly funded buy/sell agreements.